Here are some money moves to make before the Fed starts cutting interest rates

1. Refinance Your Home: If you have been considering refinancing your home, doing so before a rate cut might be beneficial.

2. Adjust Your Savings: With lower interest rates, savings accounts generally yield less. Therefore, it might be a good idea to look into other high-yield savings options, or consider investments that could offer better return rates.

3. Pay Down Debt: Lower interest rates mean lower borrowing costs, making it an ideal time to pay down or consolidate debt, particularly